Criar Cobrança Cartão

cURL

curl --request POST \
  --url https://api.cakto.com.br/public_api/payments/ \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'X-Idempotency-Key: <x-idempotency-key>' \
  --data '
{
  "customer": {
    "name": "<string>",
    "email": "jsmith@example.com",
    "phone": "<string>",
    "birthDate": "2023-12-25",
    "docType": "<string>",
    "docNumber": "<string>",
    "ip": "<string>",
    "fingerprint": "<string>"
  },
  "items": [
    {
      "offerId": "<string>",
      "quantity": 1,
      "offerType": "main",
      "installments": 6
    }
  ],
  "address": {
    "country": "<string>",
    "state": "<string>",
    "city": "<string>",
    "zipcode": "<string>",
    "street": "<string>",
    "number": "<string>",
    "neighborhood": "<string>",
    "complement": "<string>"
  },
  "affiliateShortId": "<string>",
  "coupon": "<string>",
  "metadata": {
    "utm_source": "<string>",
    "utm_medium": "<string>",
    "utm_campaign": "<string>",
    "utm_term": "<string>",
    "utm_content": "<string>",
    "sck": "<string>"
  },
  "dueDate": "2023-12-25",
  "pixExpiresIn": 61,
  "card": {
    "token": "<string>"
  },
  "threeDSecure": {
    "cavv": "<string>",
    "eci": "<string>",
    "xid": "<string>",
    "referenceId": "<string>",
    "version": "<string>",
    "dataOnly": false
  },
  "installments": 6,
  "antifraud_profiling_attempt_reference": "<string>"
}
'

import requests

url = "https://api.cakto.com.br/public_api/payments/"

payload = {
    "customer": {
        "name": "<string>",
        "email": "jsmith@example.com",
        "phone": "<string>",
        "birthDate": "2023-12-25",
        "docType": "<string>",
        "docNumber": "<string>",
        "ip": "<string>",
        "fingerprint": "<string>"
    },
    "items": [
        {
            "offerId": "<string>",
            "quantity": 1,
            "offerType": "main",
            "installments": 6
        }
    ],
    "address": {
        "country": "<string>",
        "state": "<string>",
        "city": "<string>",
        "zipcode": "<string>",
        "street": "<string>",
        "number": "<string>",
        "neighborhood": "<string>",
        "complement": "<string>"
    },
    "affiliateShortId": "<string>",
    "coupon": "<string>",
    "metadata": {
        "utm_source": "<string>",
        "utm_medium": "<string>",
        "utm_campaign": "<string>",
        "utm_term": "<string>",
        "utm_content": "<string>",
        "sck": "<string>"
    },
    "dueDate": "2023-12-25",
    "pixExpiresIn": 61,
    "card": { "token": "<string>" },
    "threeDSecure": {
        "cavv": "<string>",
        "eci": "<string>",
        "xid": "<string>",
        "referenceId": "<string>",
        "version": "<string>",
        "dataOnly": False
    },
    "installments": 6,
    "antifraud_profiling_attempt_reference": "<string>"
}
headers = {
    "X-Idempotency-Key": "<x-idempotency-key>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'X-Idempotency-Key': '<x-idempotency-key>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    customer: {
      name: '<string>',
      email: 'jsmith@example.com',
      phone: '<string>',
      birthDate: '2023-12-25',
      docType: '<string>',
      docNumber: '<string>',
      ip: '<string>',
      fingerprint: '<string>'
    },
    items: [{offerId: '<string>', quantity: 1, offerType: 'main', installments: 6}],
    address: {
      country: '<string>',
      state: '<string>',
      city: '<string>',
      zipcode: '<string>',
      street: '<string>',
      number: '<string>',
      neighborhood: '<string>',
      complement: '<string>'
    },
    affiliateShortId: '<string>',
    coupon: '<string>',
    metadata: {
      utm_source: '<string>',
      utm_medium: '<string>',
      utm_campaign: '<string>',
      utm_term: '<string>',
      utm_content: '<string>',
      sck: '<string>'
    },
    dueDate: '2023-12-25',
    pixExpiresIn: 61,
    card: {token: '<string>'},
    threeDSecure: {
      cavv: '<string>',
      eci: '<string>',
      xid: '<string>',
      referenceId: '<string>',
      version: '<string>',
      dataOnly: false
    },
    installments: 6,
    antifraud_profiling_attempt_reference: '<string>'
  })
};

fetch('https://api.cakto.com.br/public_api/payments/', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.cakto.com.br/public_api/payments/",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'customer' => [
        'name' => '<string>',
        'email' => 'jsmith@example.com',
        'phone' => '<string>',
        'birthDate' => '2023-12-25',
        'docType' => '<string>',
        'docNumber' => '<string>',
        'ip' => '<string>',
        'fingerprint' => '<string>'
    ],
    'items' => [
        [
                'offerId' => '<string>',
                'quantity' => 1,
                'offerType' => 'main',
                'installments' => 6
        ]
    ],
    'address' => [
        'country' => '<string>',
        'state' => '<string>',
        'city' => '<string>',
        'zipcode' => '<string>',
        'street' => '<string>',
        'number' => '<string>',
        'neighborhood' => '<string>',
        'complement' => '<string>'
    ],
    'affiliateShortId' => '<string>',
    'coupon' => '<string>',
    'metadata' => [
        'utm_source' => '<string>',
        'utm_medium' => '<string>',
        'utm_campaign' => '<string>',
        'utm_term' => '<string>',
        'utm_content' => '<string>',
        'sck' => '<string>'
    ],
    'dueDate' => '2023-12-25',
    'pixExpiresIn' => 61,
    'card' => [
        'token' => '<string>'
    ],
    'threeDSecure' => [
        'cavv' => '<string>',
        'eci' => '<string>',
        'xid' => '<string>',
        'referenceId' => '<string>',
        'version' => '<string>',
        'dataOnly' => false
    ],
    'installments' => 6,
    'antifraud_profiling_attempt_reference' => '<string>'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json",
    "X-Idempotency-Key: <x-idempotency-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

require 'uri'
require 'net/http'

url = URI("https://api.cakto.com.br/public_api/payments/")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["X-Idempotency-Key"] = '<x-idempotency-key>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"customer\": {\n    \"name\": \"<string>\",\n    \"email\": \"jsmith@example.com\",\n    \"phone\": \"<string>\",\n    \"birthDate\": \"2023-12-25\",\n    \"docType\": \"<string>\",\n    \"docNumber\": \"<string>\",\n    \"ip\": \"<string>\",\n    \"fingerprint\": \"<string>\"\n  },\n  \"items\": [\n    {\n      \"offerId\": \"<string>\",\n      \"quantity\": 1,\n      \"offerType\": \"main\",\n      \"installments\": 6\n    }\n  ],\n  \"address\": {\n    \"country\": \"<string>\",\n    \"state\": \"<string>\",\n    \"city\": \"<string>\",\n    \"zipcode\": \"<string>\",\n    \"street\": \"<string>\",\n    \"number\": \"<string>\",\n    \"neighborhood\": \"<string>\",\n    \"complement\": \"<string>\"\n  },\n  \"affiliateShortId\": \"<string>\",\n  \"coupon\": \"<string>\",\n  \"metadata\": {\n    \"utm_source\": \"<string>\",\n    \"utm_medium\": \"<string>\",\n    \"utm_campaign\": \"<string>\",\n    \"utm_term\": \"<string>\",\n    \"utm_content\": \"<string>\",\n    \"sck\": \"<string>\"\n  },\n  \"dueDate\": \"2023-12-25\",\n  \"pixExpiresIn\": 61,\n  \"card\": {\n    \"token\": \"<string>\"\n  },\n  \"threeDSecure\": {\n    \"cavv\": \"<string>\",\n    \"eci\": \"<string>\",\n    \"xid\": \"<string>\",\n    \"referenceId\": \"<string>\",\n    \"version\": \"<string>\",\n    \"dataOnly\": false\n  },\n  \"installments\": 6,\n  \"antifraud_profiling_attempt_reference\": \"<string>\"\n}"

response = http.request(request)
puts response.read_body

HttpResponse<String> response = Unirest.post("https://api.cakto.com.br/public_api/payments/")
  .header("X-Idempotency-Key", "<x-idempotency-key>")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"customer\": {\n    \"name\": \"<string>\",\n    \"email\": \"jsmith@example.com\",\n    \"phone\": \"<string>\",\n    \"birthDate\": \"2023-12-25\",\n    \"docType\": \"<string>\",\n    \"docNumber\": \"<string>\",\n    \"ip\": \"<string>\",\n    \"fingerprint\": \"<string>\"\n  },\n  \"items\": [\n    {\n      \"offerId\": \"<string>\",\n      \"quantity\": 1,\n      \"offerType\": \"main\",\n      \"installments\": 6\n    }\n  ],\n  \"address\": {\n    \"country\": \"<string>\",\n    \"state\": \"<string>\",\n    \"city\": \"<string>\",\n    \"zipcode\": \"<string>\",\n    \"street\": \"<string>\",\n    \"number\": \"<string>\",\n    \"neighborhood\": \"<string>\",\n    \"complement\": \"<string>\"\n  },\n  \"affiliateShortId\": \"<string>\",\n  \"coupon\": \"<string>\",\n  \"metadata\": {\n    \"utm_source\": \"<string>\",\n    \"utm_medium\": \"<string>\",\n    \"utm_campaign\": \"<string>\",\n    \"utm_term\": \"<string>\",\n    \"utm_content\": \"<string>\",\n    \"sck\": \"<string>\"\n  },\n  \"dueDate\": \"2023-12-25\",\n  \"pixExpiresIn\": 61,\n  \"card\": {\n    \"token\": \"<string>\"\n  },\n  \"threeDSecure\": {\n    \"cavv\": \"<string>\",\n    \"eci\": \"<string>\",\n    \"xid\": \"<string>\",\n    \"referenceId\": \"<string>\",\n    \"version\": \"<string>\",\n    \"dataOnly\": false\n  },\n  \"installments\": 6,\n  \"antifraud_profiling_attempt_reference\": \"<string>\"\n}")
  .asString();

using RestSharp;


var options = new RestClientOptions("https://api.cakto.com.br/public_api/payments/");
var client = new RestClient(options);
var request = new RestRequest("");
request.AddHeader("X-Idempotency-Key", "<x-idempotency-key>");
request.AddHeader("Authorization", "Bearer <token>");
request.AddJsonBody("{\n  \"customer\": {\n    \"name\": \"<string>\",\n    \"email\": \"jsmith@example.com\",\n    \"phone\": \"<string>\",\n    \"birthDate\": \"2023-12-25\",\n    \"docType\": \"<string>\",\n    \"docNumber\": \"<string>\",\n    \"ip\": \"<string>\",\n    \"fingerprint\": \"<string>\"\n  },\n  \"items\": [\n    {\n      \"offerId\": \"<string>\",\n      \"quantity\": 1,\n      \"offerType\": \"main\",\n      \"installments\": 6\n    }\n  ],\n  \"address\": {\n    \"country\": \"<string>\",\n    \"state\": \"<string>\",\n    \"city\": \"<string>\",\n    \"zipcode\": \"<string>\",\n    \"street\": \"<string>\",\n    \"number\": \"<string>\",\n    \"neighborhood\": \"<string>\",\n    \"complement\": \"<string>\"\n  },\n  \"affiliateShortId\": \"<string>\",\n  \"coupon\": \"<string>\",\n  \"metadata\": {\n    \"utm_source\": \"<string>\",\n    \"utm_medium\": \"<string>\",\n    \"utm_campaign\": \"<string>\",\n    \"utm_term\": \"<string>\",\n    \"utm_content\": \"<string>\",\n    \"sck\": \"<string>\"\n  },\n  \"dueDate\": \"2023-12-25\",\n  \"pixExpiresIn\": 61,\n  \"card\": {\n    \"token\": \"<string>\"\n  },\n  \"threeDSecure\": {\n    \"cavv\": \"<string>\",\n    \"eci\": \"<string>\",\n    \"xid\": \"<string>\",\n    \"referenceId\": \"<string>\",\n    \"version\": \"<string>\",\n    \"dataOnly\": false\n  },\n  \"installments\": 6,\n  \"antifraud_profiling_attempt_reference\": \"<string>\"\n}", false);
var response = await client.PostAsync(request);

Console.WriteLine("{0}", response.Content);

{
  "id": "10bb51bb-03be-473c-b4c5-3490765c4096",
  "refId": "CATDiPp",
  "status": "waiting_payment",
  "paymentMethod": "pix",
  "amount": "49.90",
  "baseAmount": "49.90",
  "discount": "0.00",
  "fees": "0.00",
  "externalId": "7e1f0d37-9b5f-4f1f-bf7c-2bd4f97f9d23",
  "product": {
    "id": "cd287b31-d4b7-4e94-858a-66e05ce2f4a2",
    "short_id": "19bruPi",
    "name": "Product Name Example"
  },
  "offer": {
    "id": "77BcHrY",
    "name": "Product Name Example",
    "price": 49.9
  },
  "pix": {
    "qrCode": "00020126360014BR.GOV.BCB.PIX0114+5511999999999...",
    "expirationDate": "2026-04-29 01:30:00+00:00",
    "user_journey": null
  },
  "checkoutUrl": "https://pay.cakto.com.br/EXAMPLE",
  "createdAt": "2026-04-28T23:30:00-03:00"
}

POST

public_api

payments

cURL

curl --request POST \
  --url https://api.cakto.com.br/public_api/payments/ \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --header 'X-Idempotency-Key: <x-idempotency-key>' \
  --data '
{
  "customer": {
    "name": "<string>",
    "email": "jsmith@example.com",
    "phone": "<string>",
    "birthDate": "2023-12-25",
    "docType": "<string>",
    "docNumber": "<string>",
    "ip": "<string>",
    "fingerprint": "<string>"
  },
  "items": [
    {
      "offerId": "<string>",
      "quantity": 1,
      "offerType": "main",
      "installments": 6
    }
  ],
  "address": {
    "country": "<string>",
    "state": "<string>",
    "city": "<string>",
    "zipcode": "<string>",
    "street": "<string>",
    "number": "<string>",
    "neighborhood": "<string>",
    "complement": "<string>"
  },
  "affiliateShortId": "<string>",
  "coupon": "<string>",
  "metadata": {
    "utm_source": "<string>",
    "utm_medium": "<string>",
    "utm_campaign": "<string>",
    "utm_term": "<string>",
    "utm_content": "<string>",
    "sck": "<string>"
  },
  "dueDate": "2023-12-25",
  "pixExpiresIn": 61,
  "card": {
    "token": "<string>"
  },
  "threeDSecure": {
    "cavv": "<string>",
    "eci": "<string>",
    "xid": "<string>",
    "referenceId": "<string>",
    "version": "<string>",
    "dataOnly": false
  },
  "installments": 6,
  "antifraud_profiling_attempt_reference": "<string>"
}
'

import requests

url = "https://api.cakto.com.br/public_api/payments/"

payload = {
    "customer": {
        "name": "<string>",
        "email": "jsmith@example.com",
        "phone": "<string>",
        "birthDate": "2023-12-25",
        "docType": "<string>",
        "docNumber": "<string>",
        "ip": "<string>",
        "fingerprint": "<string>"
    },
    "items": [
        {
            "offerId": "<string>",
            "quantity": 1,
            "offerType": "main",
            "installments": 6
        }
    ],
    "address": {
        "country": "<string>",
        "state": "<string>",
        "city": "<string>",
        "zipcode": "<string>",
        "street": "<string>",
        "number": "<string>",
        "neighborhood": "<string>",
        "complement": "<string>"
    },
    "affiliateShortId": "<string>",
    "coupon": "<string>",
    "metadata": {
        "utm_source": "<string>",
        "utm_medium": "<string>",
        "utm_campaign": "<string>",
        "utm_term": "<string>",
        "utm_content": "<string>",
        "sck": "<string>"
    },
    "dueDate": "2023-12-25",
    "pixExpiresIn": 61,
    "card": { "token": "<string>" },
    "threeDSecure": {
        "cavv": "<string>",
        "eci": "<string>",
        "xid": "<string>",
        "referenceId": "<string>",
        "version": "<string>",
        "dataOnly": False
    },
    "installments": 6,
    "antifraud_profiling_attempt_reference": "<string>"
}
headers = {
    "X-Idempotency-Key": "<x-idempotency-key>",
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    'X-Idempotency-Key': '<x-idempotency-key>',
    Authorization: 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    customer: {
      name: '<string>',
      email: 'jsmith@example.com',
      phone: '<string>',
      birthDate: '2023-12-25',
      docType: '<string>',
      docNumber: '<string>',
      ip: '<string>',
      fingerprint: '<string>'
    },
    items: [{offerId: '<string>', quantity: 1, offerType: 'main', installments: 6}],
    address: {
      country: '<string>',
      state: '<string>',
      city: '<string>',
      zipcode: '<string>',
      street: '<string>',
      number: '<string>',
      neighborhood: '<string>',
      complement: '<string>'
    },
    affiliateShortId: '<string>',
    coupon: '<string>',
    metadata: {
      utm_source: '<string>',
      utm_medium: '<string>',
      utm_campaign: '<string>',
      utm_term: '<string>',
      utm_content: '<string>',
      sck: '<string>'
    },
    dueDate: '2023-12-25',
    pixExpiresIn: 61,
    card: {token: '<string>'},
    threeDSecure: {
      cavv: '<string>',
      eci: '<string>',
      xid: '<string>',
      referenceId: '<string>',
      version: '<string>',
      dataOnly: false
    },
    installments: 6,
    antifraud_profiling_attempt_reference: '<string>'
  })
};

fetch('https://api.cakto.com.br/public_api/payments/', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.cakto.com.br/public_api/payments/",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'customer' => [
        'name' => '<string>',
        'email' => 'jsmith@example.com',
        'phone' => '<string>',
        'birthDate' => '2023-12-25',
        'docType' => '<string>',
        'docNumber' => '<string>',
        'ip' => '<string>',
        'fingerprint' => '<string>'
    ],
    'items' => [
        [
                'offerId' => '<string>',
                'quantity' => 1,
                'offerType' => 'main',
                'installments' => 6
        ]
    ],
    'address' => [
        'country' => '<string>',
        'state' => '<string>',
        'city' => '<string>',
        'zipcode' => '<string>',
        'street' => '<string>',
        'number' => '<string>',
        'neighborhood' => '<string>',
        'complement' => '<string>'
    ],
    'affiliateShortId' => '<string>',
    'coupon' => '<string>',
    'metadata' => [
        'utm_source' => '<string>',
        'utm_medium' => '<string>',
        'utm_campaign' => '<string>',
        'utm_term' => '<string>',
        'utm_content' => '<string>',
        'sck' => '<string>'
    ],
    'dueDate' => '2023-12-25',
    'pixExpiresIn' => 61,
    'card' => [
        'token' => '<string>'
    ],
    'threeDSecure' => [
        'cavv' => '<string>',
        'eci' => '<string>',
        'xid' => '<string>',
        'referenceId' => '<string>',
        'version' => '<string>',
        'dataOnly' => false
    ],
    'installments' => 6,
    'antifraud_profiling_attempt_reference' => '<string>'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json",
    "X-Idempotency-Key: <x-idempotency-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

require 'uri'
require 'net/http'

url = URI("https://api.cakto.com.br/public_api/payments/")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["X-Idempotency-Key"] = '<x-idempotency-key>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"customer\": {\n    \"name\": \"<string>\",\n    \"email\": \"jsmith@example.com\",\n    \"phone\": \"<string>\",\n    \"birthDate\": \"2023-12-25\",\n    \"docType\": \"<string>\",\n    \"docNumber\": \"<string>\",\n    \"ip\": \"<string>\",\n    \"fingerprint\": \"<string>\"\n  },\n  \"items\": [\n    {\n      \"offerId\": \"<string>\",\n      \"quantity\": 1,\n      \"offerType\": \"main\",\n      \"installments\": 6\n    }\n  ],\n  \"address\": {\n    \"country\": \"<string>\",\n    \"state\": \"<string>\",\n    \"city\": \"<string>\",\n    \"zipcode\": \"<string>\",\n    \"street\": \"<string>\",\n    \"number\": \"<string>\",\n    \"neighborhood\": \"<string>\",\n    \"complement\": \"<string>\"\n  },\n  \"affiliateShortId\": \"<string>\",\n  \"coupon\": \"<string>\",\n  \"metadata\": {\n    \"utm_source\": \"<string>\",\n    \"utm_medium\": \"<string>\",\n    \"utm_campaign\": \"<string>\",\n    \"utm_term\": \"<string>\",\n    \"utm_content\": \"<string>\",\n    \"sck\": \"<string>\"\n  },\n  \"dueDate\": \"2023-12-25\",\n  \"pixExpiresIn\": 61,\n  \"card\": {\n    \"token\": \"<string>\"\n  },\n  \"threeDSecure\": {\n    \"cavv\": \"<string>\",\n    \"eci\": \"<string>\",\n    \"xid\": \"<string>\",\n    \"referenceId\": \"<string>\",\n    \"version\": \"<string>\",\n    \"dataOnly\": false\n  },\n  \"installments\": 6,\n  \"antifraud_profiling_attempt_reference\": \"<string>\"\n}"

response = http.request(request)
puts response.read_body

HttpResponse<String> response = Unirest.post("https://api.cakto.com.br/public_api/payments/")
  .header("X-Idempotency-Key", "<x-idempotency-key>")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"customer\": {\n    \"name\": \"<string>\",\n    \"email\": \"jsmith@example.com\",\n    \"phone\": \"<string>\",\n    \"birthDate\": \"2023-12-25\",\n    \"docType\": \"<string>\",\n    \"docNumber\": \"<string>\",\n    \"ip\": \"<string>\",\n    \"fingerprint\": \"<string>\"\n  },\n  \"items\": [\n    {\n      \"offerId\": \"<string>\",\n      \"quantity\": 1,\n      \"offerType\": \"main\",\n      \"installments\": 6\n    }\n  ],\n  \"address\": {\n    \"country\": \"<string>\",\n    \"state\": \"<string>\",\n    \"city\": \"<string>\",\n    \"zipcode\": \"<string>\",\n    \"street\": \"<string>\",\n    \"number\": \"<string>\",\n    \"neighborhood\": \"<string>\",\n    \"complement\": \"<string>\"\n  },\n  \"affiliateShortId\": \"<string>\",\n  \"coupon\": \"<string>\",\n  \"metadata\": {\n    \"utm_source\": \"<string>\",\n    \"utm_medium\": \"<string>\",\n    \"utm_campaign\": \"<string>\",\n    \"utm_term\": \"<string>\",\n    \"utm_content\": \"<string>\",\n    \"sck\": \"<string>\"\n  },\n  \"dueDate\": \"2023-12-25\",\n  \"pixExpiresIn\": 61,\n  \"card\": {\n    \"token\": \"<string>\"\n  },\n  \"threeDSecure\": {\n    \"cavv\": \"<string>\",\n    \"eci\": \"<string>\",\n    \"xid\": \"<string>\",\n    \"referenceId\": \"<string>\",\n    \"version\": \"<string>\",\n    \"dataOnly\": false\n  },\n  \"installments\": 6,\n  \"antifraud_profiling_attempt_reference\": \"<string>\"\n}")
  .asString();

using RestSharp;


var options = new RestClientOptions("https://api.cakto.com.br/public_api/payments/");
var client = new RestClient(options);
var request = new RestRequest("");
request.AddHeader("X-Idempotency-Key", "<x-idempotency-key>");
request.AddHeader("Authorization", "Bearer <token>");
request.AddJsonBody("{\n  \"customer\": {\n    \"name\": \"<string>\",\n    \"email\": \"jsmith@example.com\",\n    \"phone\": \"<string>\",\n    \"birthDate\": \"2023-12-25\",\n    \"docType\": \"<string>\",\n    \"docNumber\": \"<string>\",\n    \"ip\": \"<string>\",\n    \"fingerprint\": \"<string>\"\n  },\n  \"items\": [\n    {\n      \"offerId\": \"<string>\",\n      \"quantity\": 1,\n      \"offerType\": \"main\",\n      \"installments\": 6\n    }\n  ],\n  \"address\": {\n    \"country\": \"<string>\",\n    \"state\": \"<string>\",\n    \"city\": \"<string>\",\n    \"zipcode\": \"<string>\",\n    \"street\": \"<string>\",\n    \"number\": \"<string>\",\n    \"neighborhood\": \"<string>\",\n    \"complement\": \"<string>\"\n  },\n  \"affiliateShortId\": \"<string>\",\n  \"coupon\": \"<string>\",\n  \"metadata\": {\n    \"utm_source\": \"<string>\",\n    \"utm_medium\": \"<string>\",\n    \"utm_campaign\": \"<string>\",\n    \"utm_term\": \"<string>\",\n    \"utm_content\": \"<string>\",\n    \"sck\": \"<string>\"\n  },\n  \"dueDate\": \"2023-12-25\",\n  \"pixExpiresIn\": 61,\n  \"card\": {\n    \"token\": \"<string>\"\n  },\n  \"threeDSecure\": {\n    \"cavv\": \"<string>\",\n    \"eci\": \"<string>\",\n    \"xid\": \"<string>\",\n    \"referenceId\": \"<string>\",\n    \"version\": \"<string>\",\n    \"dataOnly\": false\n  },\n  \"installments\": 6,\n  \"antifraud_profiling_attempt_reference\": \"<string>\"\n}", false);
var response = await client.PostAsync(request);

Console.WriteLine("{0}", response.Content);

{
  "id": "10bb51bb-03be-473c-b4c5-3490765c4096",
  "refId": "CATDiPp",
  "status": "waiting_payment",
  "paymentMethod": "pix",
  "amount": "49.90",
  "baseAmount": "49.90",
  "discount": "0.00",
  "fees": "0.00",
  "externalId": "7e1f0d37-9b5f-4f1f-bf7c-2bd4f97f9d23",
  "product": {
    "id": "cd287b31-d4b7-4e94-858a-66e05ce2f4a2",
    "short_id": "19bruPi",
    "name": "Product Name Example"
  },
  "offer": {
    "id": "77BcHrY",
    "name": "Product Name Example",
    "price": 49.9
  },
  "pix": {
    "qrCode": "00020126360014BR.GOV.BCB.PIX0114+5511999999999...",
    "expirationDate": "2026-04-29 01:30:00+00:00",
    "user_journey": null
  },
  "checkoutUrl": "https://pay.cakto.com.br/EXAMPLE",
  "createdAt": "2026-04-28T23:30:00-03:00"
}

Visão geral

O método credit_card processa um pagamento por cartão de crédito sem autenticação 3DS. O front-end tokeniza o cartão e envia apenas o cardToken ao seu backend, que chama este endpoint.

Para transferir a responsabilidade de chargeback por fraude ao banco emissor (liability shift), use a Cobrança 3DS. Sem 3DS, o risco de chargeback fica com o produtor.

Autenticação

Todas as requisições exigem um token OAuth2 válido obtido em POST /public_api/token/.

Header	Obrigatório	Descrição
`Authorization`	Sim	`Bearer <access_token>`.
`Content-Type`	Sim	`application/json`.
`X-Idempotency-Key`	Sim	Identificador único da cobrança (até 255 caracteres). Recomendado UUID v4.

Escopo

write payments

Cartão não exige conta Cakto Banking. O pré-requisito de conta Banking vale só para pix, pix_auto e boleto — veja Pré-requisitos de Pix.

Idempotência

O header X-Idempotency-Key é obrigatório e permite reenviar a mesma requisição com segurança sem gerar cobranças duplicadas. Janela de retenção: 24 horas.

O card.token tem validade de 15 minutos e uso único. Se a idempotência reutilizar uma chave existente, a resposta armazenada é devolvida sem reprocessar.

Rate limit

Critério	Padrão
Por IP de origem	60 requisições / minuto
Por token de acesso	120 requisições / minuto

Corpo da requisição

Resumo dos campos

Campo	Tipo	Obrigatório
`paymentMethod`	`"credit_card"`	Sim
`customer`	object	Sim
`customer.name`	string	Sim
`customer.email`	string	Sim
`customer.phone`	string	Sim
`customer.fingerprint`	string	Sim
`customer.docType`	enum (`cpf`, `cnpj`)	Não (obrigatório na prática)
`customer.docNumber`	string	Não (obrigatório na prática)
`items` (exatamente 1 item)	array	Sim
`items[].offerId`	string	Sim
`card`	object	Sim
`card.token`	string	Sim
`installments`	integer (1 a 12)	Não
`address`	object	Não (obrigatório se o produto exige entrega física)
`affiliateShortId`	string	Não
`coupon`	string	Não
`metadata`	object	Não
`antifraud_profiling_attempt_reference`	string	Sim

Detalhamento dos campos

enum<string>

required

Deve ser "credit_card" para pagamentos por cartão sem 3DS.

object

required

Dados do pagador.

Show Campos

string

required

Nome completo do portador do cartão.

string

required

E-mail do pagador.

string

required

Telefone no formato E.164 (5511999999999).

string

required

Identificador estável do dispositivo/sessão do pagador.

enum<string>

Tipo de documento. Valores aceitos: cpf, cnpj.

string

Número do documento (somente dígitos).

array<object>

required

Itens da cobrança. Deve conter exatamente um item.

Show Campos do item

string

required

id da oferta cobrada. Deve estar active e pertencer à sua conta. Encontre o ID no Painel Cakto em Produtos. O produto é resolvido automaticamente a partir da oferta.

integer

default:"1"

Quantidade. Mínimo 1.

enum<string>

default:"main"

Tipo da oferta. Apenas main é aceito.

object

required

Token de cartão obtido via POST /public_api/card-tokens/.

Show Campos

string

required

Token de uso único gerado pelo endpoint de tokenização. Válido por 15 minutos.

integer

default:"1"

Número de parcelas, de 1 a 12. Aceito apenas com credit_card e threeDs.

string

required

Referência da sessão de profiling do antifraude (Nethone) gerada no front-end antes de iniciar o pagamento. Usada para correlacionar a análise de comportamento do usuário com a transação.

Este é o único campo de topo do payload em snake_case; todos os demais campos de topo são camelCase (campos aninhados, como metadata.utm_source, também usam snake_case). Enviar antifraudProfilingAttemptReference resulta em 400 com { "antifraudProfilingAttemptReference": "Campo não suportado pelo contrato público." }.

Resposta de sucesso

201 Created

string

Identificador único do pedido criado.

string

Código curto de referência do pedido.

string

Status do pagamento. Valores possíveis:

Valor	Significado
`paid`	Pagamento autorizado e capturado.
`declined`	Recusado pelo banco ou adquirente (limite, bloqueio, fraude).
`refused`	Recusado por falha técnica no adquirente.

string

Confirmado como credit_card.

string

Valor final cobrado, em reais, como string decimal.

string

Identificador da transação no adquirente.

string

URL do checkout Cakto associado à cobrança.

string<date-time>

Timestamp ISO 8601.

object

Resumo do produto.

Show Campos

string

object

Resumo da oferta cobrada.

Show Campos

string

number

Exemplo de resposta

Cartão Aprovado

{
  "id": "b2c3d4e5-f6a7-8901-bcde-f23456789012",
  "refId": "CARDpay",
  "status": "paid",
  "paymentMethod": "credit_card",
  "amount": "199.90",
  "externalId": "cakto-card-abc123def456",
  "checkoutUrl": "https://pay.cakto.com.br/CARDpay",
  "createdAt": "2026-05-29T14:00:00-03:00",
  "product": {
    "id": "cd287b31-d4b7-4e94-858a-66e05ce2f4a2",
    "short_id": "19bruPi",
    "name": "Cakto Pro Plan"
  },
  "offer": {
    "id": "77BcHrY",
    "name": "Plano Anual",
    "price": 199.9
  }
}

Respostas de erro

Código	Quando ocorre	Corpo de exemplo
`400`	Header `X-Idempotency-Key` ausente ou inválido.	`{ "detail": "Header X-Idempotency-Key é obrigatório." }`
`400`	Campo `card` ausente no payload.	`{ "card": "Este campo é obrigatório quando o método de pagamento é credit_card ou threeDs." }`
`400`	Oferta inexistente, inativa ou de outra conta.	`{ "items": ["Oferta não encontrada."] }`
`400`	`antifraud_profiling_attempt_reference` ausente.	`{ "antifraud_profiling_attempt_reference": ["Este campo é obrigatório quando o método de pagamento é credit_card ou threeDs. Envie a mesma referência usada no profiling do antifraude no navegador."] }`
`401`	Token ausente, inválido ou expirado.	`{ "detail": "As credenciais de autenticação não foram fornecidas." }`
`403`	Chave de API sem escopo `payments`.	`{ "detail": "Você não tem permissão para executar esta ação." }`
`409`	`X-Idempotency-Key` reutilizado com payload diferente.	`{ "detail": "Header X-Idempotency-Key reutilizado com payload diferente." }`
`429`	Rate limit excedido.	`{ "detail": "Request was throttled. Expected available in 60 seconds." }`

Exemplo de requisição

curl -X POST 'https://api.cakto.com.br/public_api/payments/' \
  -H 'Authorization: Bearer eyJhbGciOiJIUzI1NiIsIn...' \
  -H 'Content-Type: application/json' \
  -H 'X-Idempotency-Key: c4d3e2f1-a0b9-4e8f-9d7c-6b5a4f3e2d1c' \
  -d '{
    "paymentMethod": "credit_card",
    "customer": {
      "name": "Maria Souza",
      "email": "maria@example.com",
      "phone": "5511999999999",
      "fingerprint": "fp_2f8c1e5e-1aa8-4d4d-b9d4-19f7e5e0e1ab",
      "docType": "cpf",
      "docNumber": "12345678909"
    },
    "items": [
      { "offerId": "77BcHrY" }
    ],
    "card": {
      "token": "tok_abc123def456"
    },
    "antifraud_profiling_attempt_reference": "a3d90c10-c0c6-4c33-8af3-944f694ea633"
  }'

import uuid
import requests

response = requests.post(
    "https://api.cakto.com.br/public_api/payments/",
    headers={
        "Authorization": "Bearer eyJhbGciOiJIUzI1NiIsIn...",
        "Content-Type": "application/json",
        "X-Idempotency-Key": str(uuid.uuid4()),
    },
    json={
        "paymentMethod": "credit_card",
        "customer": {
            "name": "Maria Souza",
            "email": "maria@example.com",
            "phone": "5511999999999",
            "fingerprint": "fp_2f8c1e5e-1aa8-4d4d-b9d4-19f7e5e0e1ab",
            "docType": "cpf",
            "docNumber": "12345678909",
        },
        "items": [{"offerId": "77BcHrY"}],
        "card": {"token": "tok_abc123def456"},
        "antifraud_profiling_attempt_reference": "a3d90c10-c0c6-4c33-8af3-944f694ea633",
    },
    timeout=30,
)

response.raise_for_status()
payment = response.json()
print(payment["status"])

import { randomUUID } from "node:crypto";

const response = await fetch("https://api.cakto.com.br/public_api/payments/", {
  method: "POST",
  headers: {
    Authorization: "Bearer eyJhbGciOiJIUzI1NiIsIn...",
    "Content-Type": "application/json",
    "X-Idempotency-Key": randomUUID(),
  },
  body: JSON.stringify({
    paymentMethod: "credit_card",
    customer: {
      name: "Maria Souza",
      email: "maria@example.com",
      phone: "5511999999999",
      fingerprint: "fp_2f8c1e5e-1aa8-4d4d-b9d4-19f7e5e0e1ab",
      docType: "cpf",
      docNumber: "12345678909",
    },
    items: [{ offerId: "77BcHrY" }],
    card: { token: "tok_abc123def456" },
    antifraud_profiling_attempt_reference: "a3d90c10-c0c6-4c33-8af3-944f694ea633",
  }),
});

if (!response.ok) throw new Error(`Cakto API error ${response.status}`);

const payment = await response.json();
console.log(payment.status);

Boas práticas

Obtenha o cardToken imediatamente antes de chamar este endpoint. O token expira em 15 minutos e é de uso único.
Prefira a Cobrança 3DS sempre que possível. Ela reduz chargebacks via liability shift.
Não confunda declined com refused. declined é recusa financeira do banco. refused é falha técnica no adquirente.

Authorizations

Authorization

string

header

required

Token de autenticação do tipo Bearer {access_token}, onde {access_token} é o token obtido no fluxo de autenticação.

Headers

X-Idempotency-Key

string

required

Identificador único por cobrança. Reuso com payload idêntico devolve a mesma resposta (24h). Máximo de 255 caracteres; recomenda-se UUID v4.

Body

paymentMethod

enum<string>

required

Método de pagamento.

pix - pix
pix_auto - pix_auto
boleto - boleto
credit_card - credit_card
threeDs - threeDs

Available options:

pix,

pix_auto,

boleto,

credit_card,

threeDs

customer

object

required

Dados do pagador. CPF e CPNJ aceitos conforme contrato existente do checkout.

Show child attributes

items

object[]

required

Deve conter exatamente um item.

Show child attributes

address

object | null

Endereço do pagador. Obrigatório quando o produto exige envio físico.

Show child attributes

affiliateShortId

string

short_id do afiliado responsável pela venda, usado para resolver o split interno. Deve estar com status active e cadastrado para o produto informado.

Maximum string length: 40

coupon

string

Código do cupom de desconto.

Maximum string length: 255

metadata

object

Optional UTM/tracking metadata associated with the payment.

Show child attributes

dueDate

string<date>

Somente para boleto. Data de vencimento (YYYY-MM-DD). Deve ser futura e respeitar o ticketExpiration do produto.

pixExpiresIn

integer

Somente para pix e pix_auto. Expiração do código Pix em segundos. Mínimo 60. Deve respeitar o pixExpiresIn do produto.

Required range: x >= 60

card

object

Dados do cartão de crédito. Obrigatório quando paymentMethod é credit_card ou threeDs.

Show child attributes

threeDSecure

object

Dados de autenticação 3DS. Opcional para credit_card; recomendado para threeDs.

Show child attributes

installments

integer | null

Número de parcelas. Aplicável apenas para pagamentos com cartão de crédito.

Required range: 1 <= x <= 12

antifraud_profiling_attempt_reference

string

Referência de profiling do antifraude. Obrigatório para credit_card e threeDs; deve ser o mesmo attemptReference usado ao inicializar o profiler no navegador.

Response

Corpo da resposta status 201

Cobrança criada pelo endpoint público.

string

Identificador único do pedido criado.

refId

string | null

Código curto de referência do pedido.

status

string | null

Status inicial do pedido. Para Pix e Boleto, normalmente waiting_payment.

paymentMethod

enum<string>

Método de pagamento da cobrança, ecoando o valor enviado na requisição.

pix - pix
pix_auto - pix_auto
boleto - boleto
credit_card - credit_card
threeDs - threeDs

Available options:

pix,

pix_auto,

boleto,

credit_card,

threeDs

amount

string

Valor final cobrado, em reais, como string decimal.

baseAmount

string | null

Valor da oferta antes de descontos.

discount

string | null

Desconto aplicado.

fees

string | null

Taxas da transação.

externalId

string | null

Identificador da transação no provedor.

checkoutUrl

string | null

URL do checkout Cakto.

createdAt

string<date-time> | null

Data e hora de criação da cobrança.

product

object

Produto resolvido a partir da oferta enviada.

Show child attributes

offer

object

Oferta cobrada. Campos vazios no checkout são preenchidos com a oferta validada.

Show child attributes

pix

object

Presente apenas para pix e pix_auto.

Show child attributes

boleto

object

Presente apenas para boleto.

Show child attributes

Comece aqui

Conceitos

Cakto SDK

CaktoMCP

Pagamentos

Pedidos

Webhooks

Produtos

Checkouts

Ofertas

Order Bumps

Clientes

Taxas e Prazos

Juro de Parcelamento

Assinaturas

Criar Cobrança Cartão

Visão geral

Autenticação

Escopo

Idempotência

Rate limit

Corpo da requisição

Resumo dos campos

Detalhamento dos campos

Resposta de sucesso

Exemplo de resposta

Respostas de erro

Exemplo de requisição

Boas práticas

Authorizations

Headers

Body

Response

​Visão geral

​Autenticação

​Escopo

​Idempotência

​Rate limit

​Corpo da requisição

​Resumo dos campos

​Detalhamento dos campos

​Resposta de sucesso

​Exemplo de resposta

​Respostas de erro

​Exemplo de requisição

​Boas práticas

Authorizations

Headers

Body

Response

Visão geral

Autenticação

Escopo

Idempotência

Rate limit

Corpo da requisição

Resumo dos campos

Detalhamento dos campos

Resposta de sucesso

Exemplo de resposta

Respostas de erro

Exemplo de requisição

Boas práticas